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Payments Overview

Akupon supports two payment gateways plus Apple In-App Purchase, selectable per checkout.

Gateway selector​

At every checkout (top-up, subscription, PPOB, merchant billing, mitra invoice) you can choose:

ModeProviderCurrencyBest for
LocalDOKUIDRUsers in Indonesia — VA, QRIS, e-wallet, kartu lokal
GlobalStripeUSDInternational users — international credit/debit, Link

Your last choice is remembered locally on your device. Local (IDR) is the default for Indonesian users.

How redirection works​

  • DOKU — opens an in-app iframe checkout, returns automatically when payment is confirmed.
  • Stripe — redirects to Stripe Checkout, returns via deep-link / browser callback.

iOS users​

Apple Guideline 3.1.1 requires all consumable digital purchases on iOS to use Apple In-App Purchase. Akupon implements IAP via Apple StoreKit 2 and Apphud for receipt validation. See Mobile → iOS IAP.

What you can pay for​

  • Top-up Saldo Sub
  • Premium subscription (user & merchant)
  • PPOB digital products (bills, vouchers, mobile credit)
  • Merchant billing invoices (redeem, subscription)
  • Mitra invoices

Security​

All gateways are PCI-DSS compliant. Akupon never sees or stores your full card / VA credentials. See Payments → Security for detail on idempotency, recovery, and refunds.