Payments Overview
Akupon supports two payment gateways plus Apple In-App Purchase, selectable per checkout.
Gateway selector
At every checkout (top-up, subscription, PPOB, merchant billing, mitra invoice) you can choose:
| Mode | Provider | Currency | Best for |
|---|---|---|---|
| Local | DOKU | IDR | Users in Indonesia — VA, QRIS, e-wallet, local cards |
| Global | aUSD | on-chain (Arbitrum One) | International users — pay from any EVM wallet via WalletConnect |
Your last choice is remembered locally on your device. Local (IDR) is the default for Indonesian users.
How redirection works
- DOKU — opens an in-app iframe checkout, returns automatically when payment is confirmed.
- aUSD — opens a WalletConnect modal (MetaMask, Rabby, Coinbase Wallet, or any EIP-1193 wallet); the payment confirms on Arbitrum One in a few seconds.
iOS users
Apple Guideline 3.1.1 requires all consumable digital purchases on iOS to use Apple In-App Purchase. Akupon implements IAP via Apple StoreKit 2 and Apphud for receipt validation. See Mobile → iOS IAP.
What you can pay for
- Top-up Sub-Balance
- Premium subscription (user & merchant)
- PPOB digital products (bills, vouchers, mobile credit)
- Merchant billing invoices (redeem, subscription)
- Mitra invoices
Security
All gateways are PCI-DSS compliant. Akupon never sees or stores your full card / VA credentials. See Payments → Security for detail on idempotency, recovery, and refunds.